AN IMPORTANT NOTICE CONCERNING YOUR PRIVACY

1. At Hoy Fox Automotive Group, maintaining our customer’s trust and confidence is a high priority. We want you to understand how we protect your privacy when we obtain information about you and how we safeguard that information. In connection with your transaction, this dealership may obtain and handle information about you as described in this notice. This does not apply to information obtained in a non-financial transaction.
   
2. We obtain nonpublic personal information about you from:
   • Information we receive from you on applications or other forms in connection with a financial transaction;
   • Information about your transactions with us, our affiliates, or others; and
   • Information about your creditworthiness, credit history, and other information we receive from a consumer reporting agency.
     
3. We may disclose all of the information that we obtain about you as described above, while you are a consumer, customer, or former customer, to our affiliates and to non-affiliated third parties. We may disclose nonpublic personal information about you while you are a consumer, customer, or former customer, to the following types of third parties:
   • Financial service providers, such as (banks, credit unions, captive finance companies, insurance companies, consumer reporting companies, etc.)
   • Non-financial companies, such as (market research firms, automobile manufacturers, service contract companies, etc.)
   • Others, such as (affiliates).
   • We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.
     
4. We may disclose while you are a consumer, customer, or former customer, any information we collect about you to companies that perform marketing services or other functions on our behalf or to other financial institutions with whom we have joint marketing agreements. This disclosure is permitted by law: there is no opt out opportunity available.
   
5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information